In today’s fast-paced world, financial literacy is no longer optional—it’s essential. Understanding how money works empowers individuals to make smarter decisions about saving, spending, investing, and avoiding debt traps. With rising living costs and complex financial products, being informed helps protect against poor choices and financial stress. Learning basic skills like budgeting, compound interest, and credit management can lead to long-term security and peace of mind. Financial literacy isn’t just for the wealthy; it’s for everyone. The more we know, the better we grow. Start small, stay consistent, and build a foundation for a stronger financial future.